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Endowment Plans

Savings + Protection combined — build wealth while staying insured for the future

Jeevan Anand

Jeevan Anand

Plan No. 715 18–50 Years

A popular endowment plan providing life cover during the policy term and whole of life. Offers guaranteed additions and bonuses for long-term wealth creation.

Jeevan Lakshya

Jeevan Lakshya

Plan No. 733 18–50 Years

Designed for family's financial security — provides annual income on death of policyholder plus full sum assured at maturity.

Jeevan Labh

Jeevan Labh

Plan No. 736 8–59 Years

A limited premium paying endowment plan with high bonus rates. Pay for a shorter period and enjoy coverage for the full term with attractive returns.

New Jeevan Shree

New Jeevan Shree

Plan No. 912 0–60 Years

A comprehensive endowment plan suitable for all age groups. Provides maturity benefits along with life cover and guaranteed additions.

Single Premium Endowment

Single Premium Endowment

Plan No. 717 0–65 Years

A one-time premium endowment plan offering life protection and guaranteed savings. Pay once and enjoy comprehensive coverage along with maturity benefits — ideal for lump sum investors.

Money Back Plans

Get periodic returns during the policy term — liquidity with protection

Money Back 20 Yrs

Money Back (20 Years)

Plan No. 720 13–50 Years

A 20-year money back plan providing survival benefits at regular intervals of every 5 years. Ideal for those who need periodic returns along with life cover.

Money Back 25 Yrs

Money Back (25 Years)

Plan No. 721 13–45 Years

A 25-year plan with survival benefits at regular intervals. Suitable for long-term financial planning with periodic cash flow and risk coverage.

Bima Shree

Bima Shree

Plan No. 748 8–58 Years

A premium money back plan for high net-worth individuals with guaranteed additions and loyalty additions for long-term policyholders.

Bima Lakshmi

Bima Lakshmi

Plan No. 881 18–50 Years

A money back plan designed for women with special benefits and attractive returns at periodic intervals throughout the policy term.

Whole Life Plans

Lifelong protection with regular income — coverage that never expires

Jeevan Umang

Jeevan Umang

Plan No. 745 0–50 Years

A whole life plan providing 8% of Sum Assured as annual survival benefit after premium paying term. Full Sum Assured paid on death anytime during whole of life.

Jeevan Utsav 771

Jeevan Utsav

Plan No. 771 0–65 Years

A whole life plan providing guaranteed income for life after the premium paying term. Ensures lifelong financial security for you and your family.

Jeevan Utsav 883

Jeevan Utsav

Plan No. 883 0–65 Years

An enhanced whole life plan with improved benefits and guaranteed regular income. Provides both savings and protection throughout your lifetime.

Children's Plans

Invest in your child's dreams — education, career & bright future

New Children Money Back

New Children Money Back

Plan No. 732 0–12 Years

A children's money back plan providing survival benefits at key milestones — age 18, 20, 22 — to fund education and early career needs.

Jeevan Tarun

Jeevan Tarun

Plan No. 734 0–12 Years

A plan for children offering flexible survival benefit options from age 20 to 24. Customise payouts based on your child's educational milestones.

Jeevan Tarun Plan

Jeevan Tarun Plan

Child Plan – Age 20 to 24 Yrs 0–12 Years

Pay ₹7,923/month and receive ₹3,00,000 each year from age 20 to 24 for your child. Get a tax-free maturity amount of ₹37,00,000 with PWB available for the parent.

Children Tax Free Maturity PWB

Children Tax Free Maturity PWB

Child Plan – Age 18 to 22 Yrs 0–12 Years

Pay ₹5,500/month and receive ₹3,00,000 each at ages 18, 20 & 22 for your child's education. Tax-free maturity of ₹30,00,000 with PWB available for the parent — ideal for education & future planning.

Child Plan

Child Plan

LIC 2025 – Invest 5 Yrs 0 Years (Newborn)

LIC's explosive small child plan — invest ₹20,000/month or ₹9 Lakh once for 5 years. Receive ₹6,00,000 annually from age 18 to 22 OR get a lump sum of ₹28,00,000. A powerful head-start for your child's future.

Term Insurance Plans

Maximum protection at minimum cost — pure life cover for your family's security

New Jeevan Amar

New Jeevan Amar

Plan No. 955 18–65 Years

Pure term plan with three death benefit options — Level, Increasing, and combination. Special rates for non-smokers and women.

Yuva Term

Yuva Term

Plan No. 875 18–45 Years

A term plan designed for young individuals offering high coverage at very low premiums. Secure your family's future early in your career.

Bima Kavach

Bima Kavach

Plan No. 887 18–65 Years

A comprehensive term insurance plan providing pure risk cover. High sum assured at affordable premiums with flexible policy terms.

Annuity Plans

Secure your retirement with guaranteed pension for life

Jeevan Akshay VII

Jeevan Akshay-VII

Plan No. 857 (Annuity) 25–100 Years

An immediate annuity plan — start receiving pension immediately after a single premium payment. Multiple annuity options available.

New Jeevan Shanti

New Jeevan Shanti

Plan No. 758 30–79 Years

A non-linked, non-participating immediate annuity plan. Choose from life annuity, joint life, and guaranteed period options for steady retirement income.

Smart Pension

Smart Pension

Plan No. 879 18–100 Years

An immediate annuity plan offering pension from age 18 with ₹50 Lakh purchase price. Multiple payout options including 100% return of purchase price at age 75. Annuity rates up to 6.19% p.a.

New Pension Plus

New Pension Plus

Plan No. 867 25–75 Years

A unit-linked, non-participating individual pension plan. Enjoy flexible premium payments, guaranteed additions, market-linked payouts, deferred annuity, and partial withdrawal facility. Also available online.

ULIP Plans

Market-linked returns with life protection — invest and grow your wealth

Nivesh Plus

Nivesh Plus

Plan No. 749 0–70 Years

A unit-linked single premium plan offering market-linked returns with life cover. Choose from multiple fund options based on your risk appetite.

Index Plus

Index Plus

Plan No. 873 0–60 Years

A ULIP plan linked to market indices providing diversified equity exposure. Ideal for long-term wealth creation with insurance cover.

SIIP

SIIP

Plan No. 752 0–65 Years

Systematic Investment Insurance Plan — invest regularly like SIP with life cover. Choose from 4 fund options based on your risk profile.

New Pension Plus

New Pension Plus

Plan No. 867 25–75 Years

A ULIP-based pension plan offering market-linked growth for your retirement corpus. Build wealth with flexibility of fund switching.

Protection Plus

Protection Plus

Plan No. 886 18–65 Years

A ULIP plan combining high life protection with market-linked investment. Get maximum coverage along with wealth creation potential.

Micro Plans

Affordable insurance for all — protection within everyone's reach

Micro Bachat

Micro Bachat

Plan No. 751 18–55 Years

A micro-insurance endowment plan with very low premiums. Provides both savings and protection to families at minimal cost.

Jan Suraksha

Jan Suraksha

Plan No. 880 18–55 Years

An affordable micro insurance plan designed to provide financial security to economically weaker sections at very low premiums.

Agent Recruitment

Join LIC as an authorized agent — build a rewarding career in insurance with unlimited earning potential. We recruit agents for LIC, GIC & CLIA.

LIC Agent Recruitment

Become a LIC Agent

16/05/2026 - 4:27 PM

Start your career as a LIC agent and earn unlimited income. Get full training, support, and guidance from our experienced team. No investment required — just your dedication!

Agent Benefits & Commission

Agent Benefits & Commission

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Earn attractive commissions, bonuses, and incentives as a LIC agent. Enjoy gratuity, group insurance, and pension benefits after completing service milestones.

Agent Training & Support

Agent Training & Support

16/05/2026 - 4:27 PM

Get comprehensive pre-licensing training and ongoing mentorship. We provide complete study material, exam preparation, and field support to help you succeed as a top-performing agent.

GIC & CLIA Agent Recruitment

GIC & CLIA Agent Recruitment

16/05/2026 - 4:27 PM

We also recruit agents for General Insurance (GIC) and CLIA. Expand your insurance career with multiple product lines — health, motor, fire, and more.

Health Insurance

Protect your family's health with comprehensive medical insurance coverage — cashless treatment & hassle-free claims

Health Insurance Plan

Health Insurance Plan

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Comprehensive health insurance with cashless hospitalisation at network hospitals. Covers medical expenses, surgeries, and critical illness treatments for you and your family.

Family Health Cover

Family Health Cover

16/05/2026 - 4:27 PM

One policy to cover your entire family — spouse, children, and parents. Enjoy shared sum insured with no-claim bonus and free health check-ups every year.

Critical Illness Cover

Critical Illness Cover

16/05/2026 - 4:27 PM

Lump sum payout on diagnosis of critical illnesses like cancer, heart attack, or stroke. Financial support when you need it most — covers treatment costs and income loss.

Personal Accident Insurance

Personal Accident Insurance

16/05/2026 - 4:27 PM

Financial protection against accidental death, disability, and injury. Covers hospitalisation expenses due to accidents with 24/7 coverage worldwide.

Watch Plan Explanation Videos

Learn about Nivesh Plus (Plan 749) and other plans through our expert video guides

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Explore More Services

We offer complete insurance solutions beyond LIC life plans

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Secure your child's education and marriage with dedicated LIC plans. Start early and build a strong corpus.

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Retirement & Pension Planning

Guaranteed monthly pension for life after retirement. LIC pension plans with no market risk.

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Mediclaim, Health & Vehicle Insurance

Mediclaim, PA, vehicle, fire & property insurance. Complete general insurance solutions.

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Our experts will guide you to the perfect plan matching your needs and budget — absolutely free!

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